Businesses are challenged with new emerging risks as they seek to profitably grow and deploy their capital wisely. Deloitte’s actuarial professionals help our clients make informed decisions to grow revenue, manage risk and capital, reduce operational costs, and design compensation and reward programs to address critical business, financial and insurance challenges. We work with many of the world’s leading financial services providers in life, property and casualty insurance, as well as with health care plans and providers. Our work is varied, depending on the sector and domain we’re working in: From helping an insurance company determine the adequacy, funding requirements and financial impact of its employee retirement programs; to designing new programs for health care companies that align with the trend toward evidence-based medicine; to providing support with advanced data analytics and digital accelerators. Through all of our work runs a thread of both innovation and integrity, as we strive to ensure compliance with regulations and financial accounting standards.